Free Home Loan Health Check
Banks save their best rates for new customers.
Not loyal ones.
Book a free 10-minute review with a local broker. We compare your loan against our lender panel and tell you straight whether switching is worth it.
- No cost to you, we get paid by the lender.
- A clear yes or no, not a sales pitch.
- We handle the paperwork and negotiations with the lender.
Takes 60 seconds. We'll call you, usually the same business day.
See what you could save
Enter your current rate and we'll compare it with the sharpest rate we can access.
%
Find it on your latest home loan statement or banking app.
Estimate compares your current rate with the lowest variable rate currently available through our lender panel. That rate is only available to eligible borrowers, and lender criteria such as loan size, loan-to-value ratio and loan purpose apply. Based on principal and interest repayments over the years you've entered. Excludes fees and switching costs. Not a quote or offer of credit.
How the health check works
No forms to print. No bank queues. Just a quick chat and a straight answer.
You send a few details
Your name, number and roughly what you owe. Sixty seconds, tops.
We review your loan
We call, ask a few questions, and check whether you qualify for a sharper rate, lower fees or better features.
You decide
If switching saves you money, we map it out and manage the process. If it doesn't, we'll tell you that too.
What we look at
A good refinance is more than a lower number on the rate.
Your rateHow it stacks up against what lenders are offering today.
Fees and chargesAnnual fees, package fees and any cost to switch.
Loan featuresOffset, redraw and extra repayments, and whether you actually use them.
StructureFixed, variable or split, and whether it still suits your plans.
Equity & Borrowing PowerHow your current property value can unlock lower rates, fund renovations, or consolidate debt.
The break-even pointHow long before the savings cover any switching costs.
"Most people haven't looked at their home loan since the day they signed. Ten minutes is usually enough to know if you're leaving money on the table."
Omega Finance
Your local mortgage brokers.
Free Home Loan Health Check
Book your free review
Leave your details and we'll give you a call. There's no cost and no obligation to switch.
Booked in. Thanks, .
We'll call you shortly, usually the same business day, from 0481 335 444.
Want to lock in a time instead? Pick a time that suits you.
Call 1300 516 744 or visit omega-finance.com.au.
Credit Representative No. 479333 of QED Credit Services Pty Ltd, Australian Credit Licence No. 387856.
This page provides general information only and doesn't take into account your objectives, financial situation or needs. All loans are subject to lender approval, terms, conditions, fees and charges. Savings estimates are illustrative only and depend on eligibility.